As I moved to the DE 20 years ago, I had a knowledge about the financial and economical world but 0 knowledge about the products and possibilities in DE.

In year 2005, I started to work as a financial advertiser for SwissLife-Select, so I learned also about the products.

And then I noticed that all the Expats and Foreigner who comes to DE are mostly very lost in the „must have and don’t need“ of German insurance, credits, retirement products, capital, investment, funds, savings plans and real estate loan.

That is what for this Block is for – to found the honest and simply explanation for all the products that are at the German market. Of course as trade representative from SwissLife-Select I do sell those products and live from it, but here I try just to explain what are they good for it, what is „should have“ what not, and how it all works – or not. If you then decide to hold from me the advisory – it is ok. If not – it is ok 😀 .

Who is Dominika Czerniawska-Gastmann?

She is 43 years old, directly, polish.

Married 20 years with a german husband, lives in the near from Hannover.

She has friends all over the Europe and and some other parts of world.

Loves to laugh, hates complicated and tends to „big sister“ acting.