What is it? When I need that?
The Hausrat – what is in home in – Versicherung – insurance!
This insurance is quite easy.
The insurance company gives You the money, if everything or a part what is in Your home:
would be STOLEN or
from WATER destroyed or
form FIRE destroyed.
Insured is everything what is loose in Your home ( if flat or house).
Mostly is also a bicycle in this insurance insured. It has to be extra insured.
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